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Who We Are

FHRI & affiliates have served over 1,000,000 Public School employees and private individuals since 1978.

The Financial and Health Research Institute (FHRI) was established in 1998 as a stand alone professional membership organization connecting consumers with ethical and licensed financial professionals. FHRI is now a Division of The Lotter Group, one of the largest providers of certain employee benefit services to Public School systems, having served over 1,000,000 public and private individuals since 1978. FHRI continues to connect consumers to financial professionals who are committed to RISK FREE, NO FEE investing.

To learn more about our CEO, Robert Lotter, please visit