The Magic Annuity
Outperforming mutual funds for over 20 years - risk free
OUTPERFORM MUTUAL FUNDS
Over 20 years, the typical Magic Annuity has out performed the typical Mutual Fund Investor!
NEVER LOSE PRINCIPAL
Our product recommendations ALWAYS GUARANTEE YOUR PRINCIPAL OR GAINS!
PAY NO FEES
Zero funds will be taken out of your principal and earnings. ZERO FEES!
5% TO 10% UPFRONT BONUS
Bonuses Perform MAGIC and over time make a BIG difference in returns!
PENALTY FREE ACCESS
Many options to access cash before retirement without tax or other penalties.
TAX FAVORED
Minimize Tax Exposure, control how and when taxes are paid!
CUSTOM DESIGN
We assist you in finding the MAGIC Annuity that fits your exclusive needs!
HUNDREDS OF PRODUCTS
Over 50 Investment Providers and hundreds of products to choose from!
WHO ARE WE?
FHRI & affiliates have served over 1,000,000 Public School employees and private individuals since 1978.
“The mutual fund industry is now the world’s largest skimming operation, a $7 trillion (now over $20 trillion) trough from which fund managers, brokers, and other insiders are steadily siphoning off an excessive slice of the nation’s household, college, and retirement savings.”
– Senator Peter Fitzgerald
Former Chairman of the Senate Subcommittee on Financial Management
Don’t Believe The Hype About Mutual Funds!
According to a new study by DALBAR, the financial community’s leading independent expert for unbiased ratings and performance evaluations, the typical investor in equity mutual funds has gotten only a 3.88% annual return… over the last 20 years! The average investor in asset allocation mutual funds (which spread your money among a variety of classes) earned only 1.87% per year
Quantitative Analysis of Investor Behavior report by DALBAR, 20-year period ending December 31, 2018.
Stop Paying Fees!
12b1 Fees, as high as 1.5%, Assets Under management Fees as high as 2%, Money Management Fees another .25 to .5% ZERO FEES = Higher Returns
Competitive Returns
Better financial results than Mutual Funds with NO RISK TO PRINCIPAL AND EARNINGS! It’s even possible to beat the market over time with the right MAGIC Annuity strategy.
Customers Love the RISK-FREE MAGIC Annuity
About FHRI
The Financial Health Research Institute offers FREE financial tools and services to empower you to make informed financial decisions.